Speedrunner Sendhalps completed the Cayo Perico Heist in 3 minutes 26 seconds. It's currently a world record and a good way to make money fast in GTA Online. The player went through the heist in hard mode. He used the rocky shore as a springboard for the boat to get to the island. He rode his motorcycle into the El Rubio estate. Through a glitch with a wall he got into the gold vault. It took a little while to steal the bearer bonds.
The speedrunner got $1,549,416 GTA$ for this run. He also thinks the heist could have been completed even faster.